ZP Zane Public Adjusting, LLCLicensed Public Adjusters
844-704-9263 Free Claim Review
Policyholder Advocates

We fight insurance companies so you get the settlement you're owed.

When disaster strikes your property, your insurer assigns an adjuster to protect their bottom line. Zane Public Adjusting, LLC works only for you — documenting, valuing, and negotiating your claim to maximize what you recover.

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100%For policyholders only
No winNo fee — we're paid from results
FreeClaim review & policy analysis
What We Do

Full-service claim representation

From the first inspection to the final check, we handle the work and the fight — so you can focus on getting back to normal.

📋

Policy Review

We read the fine print, identify every coverage that applies, and uncover benefits insurers rarely point out.

🔍

Damage Documentation

Thorough inspection, photo evidence, and a detailed, line-item estimate built to industry standards.

🧮

Accurate Valuation

We quantify structural, contents, and additional living expense losses so nothing is left on the table.

🤝

Negotiation

We deal directly with the carrier and their adjuster, presenting the proof and pushing for a fair payout.

📑

Claim Filing & Management

New claim, supplement, or reopened denial — we manage every form, deadline, and communication.

⚖️

Denied & Underpaid Claims

We re-examine the loss, challenge the carrier's position, and fight to overturn unfair denials.

A family home — the kind of property we help protect and restore
Why Zane Public Adjusting

The other side has an expert. Now so do you.

Insurance companies negotiate claims every single day. Most homeowners and business owners face the process once or twice in a lifetime — at the worst possible moment. We level the field.

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  • 1

    We work for you, not the insurer

    A public adjuster represents the policyholder. Our only goal is maximizing your recovery.

  • 2

    You typically pay nothing up front

    Our fee comes as a percentage of the settlement we recover, so our interests are aligned with yours.

  • 3

    We know what claims are really worth

    Detailed estimates and policy expertise mean offers get measured against the true cost to make you whole.

  • 4

    We handle the stress and the paperwork

    Inspections, forms, deadlines, and back-and-forth with the carrier — that's on us, not you.

How It Works

A clear path from loss to settlement

STEP 01

Free Review

Tell us about your loss. We review your policy and claim situation at no cost.

STEP 02

Inspect & Document

We inspect the property, gather evidence, and build a complete, defensible estimate.

STEP 03

File & Negotiate

We present the claim to your carrier and negotiate firmly on your behalf.

STEP 04

Made Whole Again

We make sure you receive the full benefits of the policy you paid for — so your property can be properly restored.

Claims We Handle

If it's covered, we'll fight for it

We represent residential and commercial policyholders across a wide range of property losses.

FireSmoke & SootWater FloodWindHail HurricaneTropical StormTornado Roof LeakFrozen PlumbingPlumbing Failure MoldLightningTheft VandalismCollapseBusiness Interruption Supplemental ClaimsDenied Claims

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Fill out the details below and our team will reach out. The more you share, the faster we can help.

General

Please fill out the following information.

Loss Address

Enter the location of the property where the loss occurred.

Description of Loss

Describe the damages that occurred

Contractor Information

If you are working with a contractor, please add their information.

By submitting, you agree to be contacted by Zane Public Adjusting, LLC about your claim. Submitting this form does not create a representation agreement.

Don't settle for the insurance company's first number.

A quick conversation could mean a meaningfully larger settlement. Reach out today for a free, no-obligation claim review.

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